Financial Advice for Every Stage of Life

Financial advice built around you, your family and your future.

Life cover, medical aid, investments, retirement and wills, in one place.

From protecting what you've built to planning what comes next, we provide personalised financial advice across insurance, health, banking, investments, retirement and estate planning.

Your first consultation is free, with no obligation to go further.

Advising since 2003
Authorised Discovery Life Representative
Individuals, families & businesses
First consultation free, no obligation
Our Services

Protect what you've built. Grow what comes next.

Financial decisions don't exist in isolation. We look at the bigger picture and help you put the right solutions in place, from protecting your income and family to building wealth and planning for the future.

Not sure where to start? The first consultation is free and carries no obligation.

Book a Free Consultation

Our Partnership with Discovery Life Limited

Isihlangu Financial Services is a juristic representative of Discovery Life Limited. Our relationship gives clients access to a range of trusted financial solutions, combined with personalised advice and ongoing support from our team.

The products may be backed by a leading financial services provider, but our approach is personal. We take the time to understand your circumstances, explain your options clearly and help you make decisions that fit your life.

About Isihlangu

Advice that grows with you.

Isihlangu · isiZulu

Shield”. Reflecting our commitment to protecting what matters most.

Based in Johannesburg and serving clients across South Africa, Isihlangu Financial Services provides advice to individuals, families and businesses across insurance, health, banking, investments, retirement and estate planning.

We believe good financial advice starts with understanding the person behind the numbers. We take the time to understand your goals, explain your options clearly and build solutions around your needs, not the other way around.

And because life changes, our advice doesn't stop after the first conversation. We build long-term relationships and continue to support our clients as their circumstances, priorities and goals evolve.

Why clients choose Isihlangu

  • Personal adviceYou'll deal with people who take the time to understand you, not just your finances.
  • ExperienceOur team brings decades of combined experience across financial advice, insurance, investments, health and retirement.
  • One team, many solutionsBring your financial needs together in one place, from insurance and health to investments, retirement and estate planning.
  • No additional cost to youThere is no additional cost to you for our advice or for the ongoing support that comes with it.
  • Long-term supportOur relationship doesn't end when a policy or investment is put in place. We're here as your needs change.
  • Individuals, families & businessesWhether you're protecting your family, planning your retirement or looking after a business, our advice is built around your circumstances.
  • Backed by Discovery Life LimitedAs a juristic representative of Discovery Life Limited, we provide access to trusted financial solutions alongside personalised advice.
Avi Kay, Owner and Financial Adviser at Isihlangu Financial Services
Our Founder

Experience behind the advice.

Avi Kay founded Isihlangu Financial Services with a focus on honest advice, lasting relationships and helping clients make confident financial decisions.

Having joined the industry in 2003, Avi brings over 20 years of experience and holds a CFP® designation. His work has received award-winning recognition at Discovery Life Limited, and for over 10 years he has hosted the Avi on Money talk show on Chai FM.

Today, he leads a team that shares his commitment to professional service, integrity and long-term client relationships.

Meet the Team

The people behind Isihlangu

Our team is committed to providing clear, professional financial advice while building long-term relationships with every client.

Avi Kay, Owner and Financial Adviser at Isihlangu Financial Services

Avi Kay

Owner & Financial Adviser

Founder of Isihlangu, in the industry since 2003 and a CFP® professional. Award-winning at Discovery Life Limited, and host of Avi on Money on Chai FM for over 10 years.

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Janet Gordon, Client Liaison at Isihlangu Financial Services

Janet Gordon

Client Liaison

Janet ensures every client enjoys a seamless, professional experience and steady support throughout their time with Isihlangu. She also heads our national corporate employee benefits and medical aid divisions.

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Kerry Ambrose, Life and Invest Consultant at Isihlangu Financial Services

Kerry Ambrose

Life & Invest Consultant

Kerry specialises in life insurance and investment solutions, helping clients build financial security for the future. With 16 years of experience, she has been with the company since its beginnings with Discovery, and was instrumental in building the relationship with Discovery and guiding the transition. Over this time she has built lasting relationships with our clients.

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Shadwick Bautlwanye, Assistant Financial Adviser at Isihlangu Financial Services

Shadwick Bautlwanye

Assistant Financial Adviser

Shadwick is an assistant financial adviser who brings extensive experience to the team and looks after our corporate mining clients. He grew up in Lydenburg and now heads up our office there.

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Tania Williams, Health and Insure Consultant at Isihlangu Financial Services

Tania Williams

Health & Insure Consultant

Tania guides clients through their health and insurance decisions with practical support suited to their situation. With 11 years at the company, she has introduced many of the long-term clients we look after today.

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Insights & Events

Where we've been, who we've met and what we're thinking about.

July 2026 Events

Out from behind the desk

Snapshots from our recent BP and Shell days to our golf days, these events give us the chance to step out from behind the desk and meet people face to face. We've had great conversations, answered questions from curious passers-by, and started relationships that go beyond the everyday.

Client Stories

Trusted by individuals and businesses

I have had the distinct pleasure of working with Avi and his team at Isihlangu Financial Services for over five years. From the outset, they have consistently delivered exemplary service, combining professionalism with a genuinely friendly approach. Their responsiveness and attention to detail in handling my inquiries have been outstanding. I wholeheartedly recommend Avi and his team to anyone seeking reliable and efficient service. They are truly a top-notch team to work with!

Simon

Northam Platinum Limited utilises the services of Isihlangu for our Executive Management team who are registered members of Discovery Insurance and some of the other related Discovery products. The Isihlangu Team are highly professional and are an experienced service provider able to deliver on our requirements within the timelines agreed upon. I recommend their services to potential clients.

T.B.Northam Platinum Limited
Contact

Let's start the conversation.

Whether you're reviewing your current cover, planning for retirement or looking for professional financial advice, we'd love to hear from you. Your first consultation is free and carries no obligation, so there is nothing to lose by asking.

Book Your Free Consultation

Tell us a little about what you need and a member of the Isihlangu team will get back to you. The first consultation is free, and you are under no obligation to take anything further.

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